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6 scams to watch for this holiday season

The holiday season is the time scammers prey on unsuspecticting shoppers the most. Be aware and be smart! Here are 6 scams to watch out for during this holiday season.

1. Phishing emails 

Always popular, phishing scams get even more prevalent before the holidays. They can take the form of bogus delivery confirmation requests seeking your information or even a personalized letter to your child from “Santa.” 
Be extra careful this holiday season when it comes to sharing personal information online or with an unverified requester. 

2. P2P App scams

Money sending applications like CashApp, Venmo, and Zelle are great for sending money to friends and loved ones. However, fraudsters have been known to use these to gain access to funds that arent theirs. Remeber to never send money to strangers through these apps. Always double check to who and what you’re sending. Once the money is gone it is very hard to get back.

3. Package theft 

It’s holiday time, and those UPS and FedEx trucks are everywhere, dropping off boxes of goodies all over the neighborhood. 
Usually, these drop-offs go as planned. Unfortunately, though, some 23 million customers will have their packages stolen from their doorsteps this year. 
Don’t be one of them! If possible, and especially when ordering something expensive, arrange for a delivery that requires your signature upon receipt. Otherwise, track your order and know when to look out for it so you can bring it inside as quickly as possible after it’s dropped off. 
When sending a gift to someone else via Amazon, consider sending it to an Amazon Locker location instead of to the recipient’s household. There’s no fee for using this service, and this way, your gift is safe. 

4. Bogus sites 

You might get lucky and find that perfect gift at a super-low price, but don’t believe any ads or websites that are practically giving away the good stuff for free. These are, quite likely, scams. Once you click an ad link and place an order, you’ll never hear from the site again. Worse yet, they may use the information you shared to empty your accounts. 
Only shop on reputable sites. Remember to check the website address/URL before placing an order. It may look strikingly similar to a popular site, but if one letter is off or missing completely, the site is bogus and you need to get out. Also, always look for that important “s” after the “http” in the web address to verify a site’s security. 

5. Fake freebies 

Did you really just see a Facebook  or Instagram post offering you a new iPhone, completely free of charge? If you have, run the other way and don’t look back! You’re looking at a scam, designed to lure you into sharing your information with criminals or unwittingly installing malware on your device. 
Fake freebies run the gamut from new phones, complementary cruises and various luxury gift items to free holiday-themed downloads, like music, wallpaper and games. 
If you’re offered any outrageous free gifts by text message, email or social media posts, ignore them. Downloads, though, may be safe, but need to be carefully vetted for authenticity before you accept them. 

6. Defunct gift cards 

Many scammers sell expired or empty gift cards this time of year, hoping to make a profit on a card that isn’t worth more than the plastic used to make it. 
Ask to inspect any gift card you purchase before you finalize the sale. Check to see if the activation code is exposed. If it is, the scammer has probably already used the card or has copied the information and will use it soon. 

As always, be aware and be cautious when enjoying the holiday season. If something sounds too good to be true, it probably is! Keep your funds and your information safe.

 

Sources:

https://www.moneytips.com/9-scams-to-watch-out-for-this-holiday-season

https://www.diamondvalleyfcu.org/blog/7-naughty-scams-watch-out-holiday-season

https://www.aarp.org/money/scams-fraud/info-2017/holiday-season-scams-photo.html

14 Dec, 20