Due to the COVID-19 pandemic, our branch is temporarily closed. Please contact us at 703-750-4394 for assistance. Our call center hours have been extended from 7:30am to 5:00pm M-F.


The Money You Need When You Need It


In a time of need, let us take one worry off of your plate with a Hardship Loan from TruEnergy FCU.

Borrow between $1,000 and $10,000 at a rate much lower than credit cards or payday lenders.

  • Up to $5,000 – 6.25% APR*
  • $5,001 to $10,000 – 7.25% APR*

Plus, your first payment can be deferred up to 90 days!

With low rates and repayment terms of up to 36 months, we're here to empower you and help you through the good times and the uncertain times.

Apply online or call us at 703-750-4394 to take advantage of this offer today.

*APR=Annual Percentage Rate. Loans up to $5,000 have a rate of Prime + 3.00% APR. Loans $5,001 to $10,000 have a rate of Prime + 4.00% APR. The prime rate is based on the Wall Street Journal (WSJ). Prime rate is 3.25% as of March 30, 2020.  Loan payment example: For a $10,000 loan for a term of 36 months with a 7.25% APR, the monthly payment will be $311.00. Interest will continue to accrue during the deferral period and will be collected with your first loan payment. Loan subject to approval based on creditworthiness. Rates and terms subject to change. Contact credit union for details.