November is hereāand while you’re gearing up for family time, cozy food, and a break from school, it’s also the perfect time to think about gratitude and giving back.
This month, weāre talking about how being thankful, thoughtful, and smart with your money can go a long way.
Letās make your savingsāand your kindnessāgo further this season.
š” Be Thankful for What You Have (and Save What You Can)
Sometimes we spend just because we can. But when you stop and appreciate what you already haveāyour favorite hoodie, your playlist, your hot cocoa stashāyou realize you donāt need to buy more to feel good.
š§ Try this:
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Go one week without spending anything.
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Instead of shopping, write down or share three things you’re grateful for each day.
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Youāll be surprised how much you save and how good you feel.
š Small Acts of Giving (Even on a Small Budget)
You donāt need to donate a million dollars to make a difference. Giving can look like:
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Helping a sibling with homework
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Donating old clothes or toys
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Baking something sweet and sharing with neighbors or friends
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Saving a few dollars to donate to a cause you care about
š Remember: Giving feels goodāand it doesnāt have to cost a lot.
š§ Build Good Habits Before the Holiday Spending Hits
Black Friday and holiday sales are tempting⦠like, really tempting. So nowās the time to plan ahead.
š Try this:
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Make a wishlist of what you actually want or need
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Set a spending limit
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Use your TruEnergy Youth Account to stash away any birthday/holiday money and resist spending it all at once
ā Challenge of the Month:
Do one free act of kindness and one smart money move.
Examples:
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Clean out your closet and donate what you donāt wear
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Say thank you to someone who helps you every day
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Transfer $10 from your checking to savings
Big wins start with small steps. šŖ
šø Show Us What Youāre Thankful For!
Tag us [@TruEnergyFCU] with a photo of:
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Something youāre grateful for
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A kind act you did
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A money-saving win this month
Weāll feature some of your responses in our stories all month long!
This season, remember: your heart and your wallet are stronger when you take care of both.
Give a little, save a little, and keep being your amazing self. š§”š
