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Effective January 01, 2024

Savings & Checking Accounts

*Annual Percentage Yield (APY) is accurate as of January 01, 2024, and is subject to change at any time.

Dividends are accrued daily on the daily balance. The rate stated will apply to the entire balance. To be a member and maintain accounts at TruEnergy FCU you must purchase one share in the credit union. The value of one share is $5.00.

Share Certificates

*Annual Percentage Yield (APY) is accurate as of January 01, 2024, and is subject to change at any time. Early Redemption Penalties: Penalties are imposed for early redemption of certificates. See our Truth in Savings disclosure for details.

IRA Share Certificates

*Annual Percentage Yield (APY) is accurate as of January 01, 2024, and is subject to change at any time. Early Redemption Penalties: Penalties are imposed for early redemption of certificates. See our Truth in Savings disclosure for details.

Jumbo Share Certificates

*APY – Annual Percentage Yield is accurate as of January 01, 2024. All rates subject to change without notice. Early Redemption Penalties: Penalties are imposed for early redemption of certificates. See our Truth in Savings disclosure for details.

Jumbo IRA Share Certificates

*Annual Percentage Yield (APY) is accurate as of January 01, 2024, and is subject to change at any time.

EARLY WITHDRAWAL PENALTY — We may impose a penalty if you withdraw funds from your account before the maturity date. See our Truth in Savings disclosure for details.

Amount of Penalty – For Share Certificate and IRA Share Certificate accounts, the amount of the early withdrawal penalty is based on the term of your account. The penalty schedule is as follows:

Terms of 6 months = 3 months’ dividends

Terms of 1 year = 6 months’ dividends

Terms of 2 years = 1 years’ dividends

Terms of 3 years or longer = 2 years’ dividends

Savings & Checking Accounts

*Annual Percentage Yield (APY) is accurate as of June 01, 2023 and is subject to change at any time.

Dividends are accrued daily on the daily balance. The rate stated will apply to the entire balance. To be a member and maintain accounts at TruEnergy FCU you must purchase one share in the credit union. The value of one share is $5.00.

Share Certificates

* Annual Percentage Yield (APY) is accurate as of June 01, 2023, and is subject to change at any time. Early Redemption Penalties: Penalties are imposed for early redemption of certificates. See our Truth in Savings disclosure for details.

IRA Share Certificates

*Annual Percentage Yield (APY) is accurate as of June 01, 2023, and is subject to change at any time. Early Redemption Penalties: Penalties are imposed for early redemption of certificates. See our Truth in Savings disclosure for details.

Jumbo Share Certificates

*APY – Annual Percentage Yield is accurate as of June 01, 2023. All rates subject to change without notice. Early Redemption Penalties: Penalties are imposed for early redemption of certificates. See our Truth in Savings disclosure for details.

Jumbo IRA Share Certificates

*Annual Percentage Yield (APY) is accurate as of June 01, 2023 and is subject to change at any time.

EARLY WITHDRAWAL PENALTY — We may impose a penalty if you withdraw funds from your account before the maturity date. See our Truth in Savings disclosure for details.

Amount of Penalty – For Share Certificate and IRA Share Certificate accounts, the amount of the early withdrawal penalty is based on the term of your account. The penalty schedule is as follows:

Terms of 6 months = 3 months’ dividends

Terms of 1 year = 6 months’ dividends

Terms of 2 years = 1 years’ dividends

Terms of 3 years or longer = 2 years’ dividends

Savings & Checking Accounts

*Annual Percentage Yield (APY) is accurate as of June 01, 2023 and is subject to change at any time.

Dividends are accrued daily on the daily balance. The rate stated will apply to the entire balance. To be a member and maintain accounts at TruEnergy FCU you must purchase one share in the credit union. The value of one share is $5.00.

Share Certificates

* Annual Percentage Yield (APY) is accurate as of June 01, 2023, and is subject to change at any time. Early Redemption Penalties: Penalties are imposed for early redemption of certificates. See our Truth in Savings disclosure for details.

IRA Share Certificates

*Annual Percentage Yield (APY) is accurate as of June 01, 2023, and is subject to change at any time. Early Redemption Penalties: Penalties are imposed for early redemption of certificates. See our Truth in Savings disclosure for details.

Jumbo Share Certificates

*APY – Annual Percentage Yield is accurate as of June 01, 2023. All rates subject to change without notice. Early Redemption Penalties: Penalties are imposed for early redemption of certificates. See our Truth in Savings disclosure for details.

Jumbo IRA Share Certificates

*Annual Percentage Yield (APY) is accurate as of June 01, 2023 and is subject to change at any time.

EARLY WITHDRAWAL PENALTY — We may impose a penalty if you withdraw funds from your account before the maturity date. See our Truth in Savings disclosure for details.

Amount of Penalty – For Share Certificate and IRA Share Certificate accounts, the amount of the early withdrawal penalty is based on the term of your account. The penalty schedule is as follows:

Terms of 6 months = 3 months’ dividends

Terms of 1 year = 6 months’ dividends

Terms of 2 years = 1 years’ dividends

Terms of 3 years or longer = 2 years’ dividends