Drive into Savings with TrueCar® – Exclusively for TruEnergy FCU Members!
Discover the smarter, stress-free way to buy your next vehicle. With TrueCar®, TruEnergy Federal Credit Union members enjoy exclusive access to upfront, discounted pricing on a vast selection of new and used vehicles from a trusted nationwide network of certified dealers.
Experience a seamless and transparent car-buying journey, from start to finish. Say goodbye to hassle and hello to savings – it’s time to hit the road in your dream car!
Car, Boat, RV & Motorcycle
With low rates, flexible terms and payments we are empowering TruEnergy FCU members to hit the open road.
Featured Benefits
- Rates as low as 4.74% APR*
- Up to 115% financing available
- Flexible terms up to 84 months
- Easy online payments
- Apply in branch or online
- Close loan via DocuSign® online
Have a car financed elsewhere? Find out how we can BEAT your current auto loan rate!**
*APR = Annual Percentage Rate. Rates are determined by overall creditworthiness and other qualifications. Not all applicants will qualify for the lowest rate. Estimated payment for a New Auto Loan is $375.05 for $20,000 financed for 60 months at 4.74%. Payments may vary based on the rate and term you qualify for. Certain restrictions may apply. Rates are subject to change without notice.
**We will beat your current rate by .50% and as low as 3.00%. Call for details.
Protect Your Family with Loan Insurance
Protect both your assets from damage and your family from hardship if an accident should occur
- Credit Life/Disability
- GAP
- Extended Warranty
- Auto Insurance
Learn more about loan protection
Want the best deal?
Visit our Car Buying Resource Center
Need a Carfax?
Let US show you the CARFAX today at a reduced rate of $29.99. That’s $10.00 less than the online price.
Click the image above to learn more.
Vehicle Loans
*APR = Annual Percentage Rate. Rates are determined by overall creditworthiness and other qualifications. Not all applicants will qualify for the lowest rate. Estimated payment for a New Auto Loan is $375.05 for $20,000 financed for 60 months at 4.74%. Payments may vary based on the rate and term you qualify for. Certain restrictions may apply. Rates subject to change based on several factors including, new or used, promotions, discounts, loan term, and other stipulations. Your lending processor can talk with you about all your options.
**61-72 month financing available for automobiles over $20,000 and 73-84 month financing for automobiles over $30,000.
***Car Buying Service. TruEnergy FCU offers a car-buying service through TrueCar in all 50 states. Savings vary based on vehicle selection, region, and applicable incentives. Dealers set their own pricing. For more details, visit TrueCar’s Program Details and Terms and Conditions. From 1/1/24 to 6/30/24, customers using TrueCar-powered programs saved an average of $2,585 off MSRP. Actual savings vary based on several factors. MSRP may not reflect the price at which vehicles are generally sold.