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Secure the money you need today with a TruEnergy FCU personal loan.

Personal Loans

Whether you want to take a dream vacation, consolidate debt, cover unexpected costs or even fund a wedding, we can help.

Benefits & Highlights
  • Low fixed-interest rates*
  • Terms up to 60 months*
  • No early payoff penalty
  • Easy application process

Overdraft Protection Line of Credit

Don’t worry about making an embarrassing mistake or incurring large fees. Have peace of mind with a revolving line of credit linked to your TruEnergy FCU checking account. Funds are automatically transferred to your checking account to cover any charges extended over your current balance.

Benefits & Highlights
  • Loan amounts up to $10,000
  • Competitive Annual Percentage Rates
  • Low minimum monthly payments

Share Secured Loans

A Smart Financing Option – Just 2% above Share Savings Rate

Save on borrowing costs by using your shares to secure your loan. With our share secured loans your rate will be just 2% above the share savings rate, making this a very affordable borrowing option. It’s quick, easy and you can apply online.

*Rates may vary depending on applicant’s creditworthiness, term and amount financed. Ask about additional rates and terms. 

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APR = Annual Percentage Rate. All rates subject to change without notice. Loan rates are based and priced according to members’ individual credit ratings. Payment example: Monthly payments may be approximately $327.34 for 36 payments at 10.99% APR on a borrowed amount of $10,000.

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