Youth Blog

🍂 Save It Like You Mean It — Fall Edition

Alright, team TruEnergy — now that the school year has kicked off and you’re (hopefully) done spending your entire allowance on iced coffee and pens you’ll lose by October… it’s time to refocus.

September is the glow-up era for your money habits. We’re talking:
💰 budgeting smarter
🧠 setting goals
📈 actually watching your money grow

Let’s get into it.

📆 Step 1: Pick a Money Goal — and Make It Fun

Think of something you actually want to save for. Not just “savings” in general (boring), but something like:

  • A new hoodie

  • Concert tickets

  • A weekend snack fund

  • Holiday gifts (yes, December comes fast)

🎯 Now break it down:
If it costs $60 and you save $10 a week, you’ll hit it in 6 weeks. Boom. Goal made.

💸 Step 2: Track What You’re Spending

We get it. Tracking money sounds like something your dad says at dinner. But hear us out — it works.

📱 Use your notes app or a free budgeting app.
✍️ Or just jot it down: “$3 on chips, $7 on Starbucks, $15 on Roblox…oops.”

Seeing it written out makes it real—and you’ll probably spend smarter next time.

🧹 Step 3: Clean Out That Wallet (and That Mind)

Fall cleaning isn’t just for closets. Toss those crumpled receipts and check how much cash you actually have left.

🧠 Also a good time to check in with yourself:

  • Am I buying stuff just because my friends are?

  • Am I saving at all?

  • Is my money going toward things I actually care about?

Growth mindset, baby.

🏦 TruEnergy Tip: Keep Using That Youth Account

Every time you save instead of spend, toss it in your TruEnergy youth account. It’s free, earns interest, and helps you build habits for life. Plus, we see your effort — and we’ve got programs like:

  • 🎓 Report Card Rewards

  • 💥 Punch Card Prizes

  • 💲 High-yield Youth CD options

Money moves, activated. 💪

🍁 Fall Fun, Budget Style:

You don’t need to break the bank to live your autumn best life.

  • Free fall festivals

  • Bonfires with friends

  • Movie nights at home (hello, cozy)

  • Pumpkin spice everything (but homemade)

✅ Challenge of the Month:

Pick ONE money habit to improve this month.
Spend less on vending machine snacks? Track your spending for a week? Start saving for a winter goal?

You do you — just do something.

👀 Let’s See You Win:

Share your savings goal or fall money hack with us on [Instagram @TruEnergyFCU]! We just might repost your genius.

You’re not just going back to school — you’re stepping into your money era. Let’s go. 💼🍁💸

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