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Shop Smarter with TrueCar®

TruEnergy FCU members get exclusive access to TrueCar®—a fast, easy way to shop for new or used cars with upfront pricing and certified dealers.

How It Works:

  • Search – Find cars from trusted dealers nationwide.

  • Compare – View real prices and member-only savings.

  • Buy – Connect with a dealer and finalize your purchase.

  • Save – Finance with TruEnergy for great rates and more value.

Start shopping with TrueCar® today—car buying made simple.

Apply
Auto Loans
Get behind the wheel with competitive rates and flexible terms.
  • Rates as low as 4.74% APR*
  • Up to 115% financing available
  • Terms up to 84 months**
  • Refinancing available!****
  • Close with DocuSign®
Already have a loan elsewhere? We can BEAT your current auto loan rate by 0.50% (as low as 4.00%)!****


Apply
Boat Loans
Set sail with financing that makes your dream boat a reality.
  • Rates starting at 7.74% APR*
  • Terms up to 84 months for loans over $30,000**
RV Loans
Adventure awaits! Hit the road in comfort with our RV financing options.
  • Rates starting at 7.74% APR*
  • Flexible long-term financing for bigger rigs
Motorcycle & ATV Loans
Feel the freedom of the open road or trail.
  • Rates starting at 7.74% APR*
  • Fast approvals and flexible terms
Apply

Protect Your Family with Loan Insurance

Protect both your assets from damage and your family from hardship if an accident should occur

  • Credit Life/Disability
  • GAP
  • Extended Warranty
  • Auto Insurance
Learn more about loan protection

Want the best deal?

Visit our Car Buying Resource Center
*APR = Annual Percentage Rate. Rates are determined by overall creditworthiness and other qualifications. Not all applicants will qualify for the lowest rate. Estimated payment for a New Auto Loan is $375.05 for $20,000 financed for 60 months at 4.74%. Payments may vary based on the rate and term you qualify for. Certain restrictions may apply. Rates subject to change based on several factors including, new or used, promotions, discounts, loan term, and other stipulations. Your lending processor can talk with you about all your options.
**61-72 month financing available for automobiles over $20,000 and 73-84-month financing for automobiles over $30,000.
***Car Buying Service. TruEnergy FCU offers a car-buying service through TrueCar in all 50 states. Savings vary based on vehicle selection, region, and applicable incentives. Dealers set their own pricing. For more details, visit TrueCar’s Program Details and Terms and Conditions. From 1/1/24 to 6/30/24, customers using TrueCar-powered programs saved an average of $2,585 off MSRP. Actual savings vary based on several factors. MSRP may not reflect the price at which vehicles are generally sold.

****We will beat your current rate by .50% and as low as 4.00%. Call for details.

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