Visa® Credit Card
A World of Convenience - No Annual Fees
With a below-market rate, a TruEnergy FCU Visa® card gives you affordable convenience. Use your card at more than 14 million merchant locations around the world, or for cash advances at thousands of ATMs.
Transfer Your High Rate Balances:
With a 0% APR* on balance transfers for 9 months and a 4.5% balance transfer fee,there has never been a better time to save with a TruEnergy FCU Visa® Credit Card.
Visa Credit Card Benefits:
- Rates as low as 9.99% APR*
- No annual fee
- FREE balance transfers - Transfer Form PDF
- Earn rewards on purchases
- Flexible credit limits
- Worldwide acceptance/ATM access
Student Visa® Credit Card
College can be challenging for parents and students. Let us lend a hand! A TruEnergy FCU Student Visa Card helps pay for unexpected college expenses, teaches valuable money management skills and builds a strong credit history.
Student Visa Credit Card Benefits:
- Rates as low as 9.99% APR*
- No annual fee
- FREE balance transfers
- Credit limits starting at $500
- Worldwide acceptance/ATM access
*APR= Annual Percentage Rate. Rates are based on creditworthiness, so your rate may differ. Please see Visa Credit Card Disclosure for more details. Variable APRs apply to purchases, cash advances, convenience checks and balance transfers outside of the promotional period.
APRs for Balance Transfers
0% promotional balance transfer rate for 9 months on balance transfers made between December 10, 2018 thru March 31, 2019. The APR for any unpaid balance transfer after 9 months and any new balance transfer made after March 31, 2019 will convert to your prevailing non-promotional APR of 9.99% to 17.99% based on your creditworthiness. A 4.5% balance transfer fee applies to each transfer. If you miss a payment, we may end your introductory APR for balance transfers and apply the prevailing non-promotional APR.
Visa Credit Card Rewards
uChoose Rewards earns you points every time you make purchases using your TruEnergy FCU Credit Card. … plus, earn additional points for shopping at participating national or local retailers, in-store or online. To learn more visit the uChoose Rewards website at www.uchooserewards.com.
Credit Card Application & Agreement Disclosures
Protect Your Credit Card with the CardValet App
Protect your credit card with real time control gaining peace of mind and enhanced security. With the TruEnergy FCU FREE CardValet App members now have full control over how, when, and where their credit card is used – anytime, anywhere.
With CardValet You Can:
- Turn cards on or off instantly, anytime
- Receive real time alerts every time your card is used
- Control spending by setting limits to match your budget
- Control transactions within a designated location
- Limit card use to specific merchants or purchases
Click here to download the CardValet by FISERV app.
Click here to download the CardValet Quick Reference Guide
Free Online Visa Access
The convenience of TruEnergy FCU Online Visa Credit Card Access is free… simply log onto your account through our Online Banking. Conveniently view your account information 24/7.
Recent Transactions – View or download the transactions that have posted to your account since your last statement.
Account Summary – Balance, available credit, payment information.
Statements – View or download past statement history as statements accumulate.
Bill Payment – Securely pay your credit card bill online.
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