Youth Blog

☀️ School’s (Almost) Out: Money for Summer Fun

Okay, real talk: the countdown to summer has officially begun. You’re probably dreaming of pool days, popsicles, and finally saying “peace out” to early alarms. But summer’s also the perfect time to start stacking some serious kid cash — and we’re here to help.

Whether you’re a future CEO (of your own lemonade stand) or just want extra snack money, here’s how to start earning, saving, and actually doing something smart with your money this summer.

💼 Summer Side Hustles (Yes, Even If You’re 10)

You don’t need a fancy resume or a LinkedIn profile to start making moves. All you need is a good attitude, a little hustle, and maybe a flyer your parents can post on Facebook. Try these ideas:

  • Dog Walking: Furry friends + fresh air = win-win

  • Lawn Mowing / Raking / Yard Work: Not glamorous, but people will pay

  • Babysitting / Parent’s Helper: Perfect for teens (and those who are good with kids and Goldfish snacks)

  • Lemonade Stand: A classic. Hot weather = thirsty neighbors. Do the math.

  • Craft Seller: Friendship bracelets, bead rings, scrunchies? Etsy-core vibes, IRL

  • Car Wash Station: Grab some buckets and get splashy. Bonus if you offer inside vacuuming too

  • Helping Grandma With Tech: Yes, helping her find her Facebook password again counts

💸 Save, Spend, Give: The 3-Jar Method (That Actually Works)

Here’s the deal — when you do start making money, don’t just blow it all on vending machine snacks or Roblox skins (we’ve all been there). Try this easy method to keep your money game strong:

🟢 Save Jar (50%)

This is your long-term stash. Big goals only.

Think: A bike, college fund, or even a shiny new Youth CD

🔵 Spend Jar (40%)

This one’s for the fun stuff.

Movie nights, boba runs, or that cool water gun you saw at Target

❤️ Give Jar (10%)

Sharing is caring.

Use this to donate to your favorite cause, help someone out, or surprise a sibling with their favorite snack (if you’re feeling generous…)

📊 Bonus: Track Your Goals Like a Boss

You don’t need a fancy app — we made you a fun printable tracker (complete with colors, space for stickers, and zero math homework). It helps you:

  • Set your savings goal

  • Record your earnings

  • Celebrate when you hit your target 🎯

Summer Savings Tracker PDF
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