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💸 Financial Education Starts Young
At TruEnergy Federal Credit Union, we help kids, teens, and young adults build strong financial habits — with accounts that grow with them and rewards that keep them engaged.
(Ages 0–12) Learn More ➔
Start strong with a savings account designed just for kids — full of fun, learning, and rewards! 🌟🐣
- 🐷 Savings Punch Card
💵 Earn a punch with every in-branch deposit!
🔹 5 punches = Pick a prize 🎉
🔹 Full card = Bigger reward + a fresh card 🔁
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🎨 Free Membership Kit
Includes: Youth card 💳, fun stickers 🦄, and a COLORING BOOK 🖍️ -
🎯 Contests & Seasonal Giveaways
Prizes, surprises, and fun all year long! 🎃🎄🌞 -
📚 Report Card Rewards
Earn $2 for every A on your report card! 💸💯 -
🌈 Monthly Youth Blog
Activities, savings tips, and updates for every age group! ✏️🧠🎲
(Ages 13-17) Learn More ➔
A checking account designed to give teens real-world money experience with 💪 flexibility, 🧠 responsibility, and 🚗 independence.
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💳 Free Visa® Debit Card
Tap, swipe, and go — with safe, easy access to your money -
🏧 10 Free Non-TruEnergy ATM Transactions/Month
Access your cash where you need it -
📱 Free Mobile & Tablet App Access
Bank on the go with full mobile access -
💻 Home Banking & eStatements
Track spending and stay in control -
🚫 No Monthly Fees
Keep your money — no strings attached -
🎟️ Contests, Raffles & Prizes
Win cool stuff all year long 🕶️📦🎧 -
📚 Report Card Rewards
Earn $2 for every A — because smart = cash 💵 -
🌈 Monthly Youth Blog
Activities, savings tips, and updates for every age group! ✏️🧠🎲
(Ages 13-17) Learn More ➔
Built for young adults and students learning to manage money, save smart, and build credit — without the stress. 💳📈
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💳 Free Visa® Debit Card
Everyday spending made easy — online, in-store, or abroad -
💻 Free Home Banking, Bill Pay & eStatements
Full control of your finances, anywhere, anytime -
📱 Mobile App, Remote Deposit & Transfers
Snap checks, send money, and manage accounts from your phone -
🚫 No Monthly Fees
Zero monthly costs = more cash for what matters -
🎓 Access to Student Loan Resources
Plan ahead, borrow smarter 🧠📚 -
🌈 Monthly Youth Blog
Activities, savings tips, and updates for every age group! ✏️🧠🎲
Click Below to Download!
Report Card Rewards Submission Form
Students can earn $2 for every A they receive on their report card (up to a set limit per grading period). To claim your reward: Fill out the form below completely. Upload a clear photo or PDF of your most recent report card. Submit by the deadline posted for each semester or quarter.
Youth Savings & Checking Account Disclosures
APY = Annual Percentage Yield. Rates are accurate as of the publication date and are subject to change without notice. A minimum balance of $5.00 is required to open a Youth Savings Account. All minor accounts must include an adult (age 18 or older) as a joint owner. Youth Savings Accounts automatically convert to a Regular Share Account when the primary account holder turns 18. Account fees may reduce earnings.
The primary account holder for a Youth Checking Account must be between the ages of 14 and 17. Journey Checking Accounts automatically convert to a standard Adult Checking Account when the primary member reaches age 18.
Members aged 18 and under with an active Youth Account are eligible to earn up to $14 per quarter for receiving “A” grades. Valid documentation must be submitted within 30 days of the quarter’s end. Deposits are made within 7 business days of verification. Program is subject to change or cancellation without notice. Submit report cards to [email protected] or upload them at truenergyfcu.org/youth-accounts.
