Youth Blog

🎃 Spooktacular Savings – No Tricks, Just Treats!

Hi TruEnergy Youth Crew!
October might be all about costumes, candy, and haunted houses—but your money doesn’t need to be a mystery. 💀

This month, we’re helping you save your coins, budget for all your spooky plans, and avoid scary spending habits. Whether you’re planning the perfect costume or buying treats for your crew, we’ve got money hacks to help you win Halloween and your wallet.

🧛 Trick #1: Don’t Let Your Money Disappear Like a Ghost

Impulse spending can sneak up like a jump scare. One second you’ve got $25, the next… gone.
💡 Budget your fun: Decide how much you’re willing to spend on Halloween before you hit the store.

🕸️ Treat #2: DIY Your Costume, Save Your Cash

Costumes don’t need to cost a fortune to be iconic. The best ones are often made from stuff you already have.

🧠 Ideas:

  • Vampire? Black clothes + red lipstick = done.

  • Athlete? Jersey + eye black = ready.

  • Ghost? Sheet. You already know.

📦 Thrift stores, old clothes, and group costume swaps = budget gold.

🍬 Tip #3: Budget for Candy Like a Pro

Handing out candy? Trick-or-treating with friends? Be candy smart.

🍭 Set a candy budget (bulk bags = better value).
🎃 Don’t buy it too early — or you’ll eat it all before Halloween.
💀 Split the cost with a sibling or friend if you’re handing out together.

📈 Money Magic: Turn Your Leftover Cash into Savings

Didn’t spend as much as you thought this month? Don’t blow it on something random.
✨ Put it in your TruEnergy Youth Account — and watch it grow. You’ll thank yourself later.

🎯 Challenge of the Month:

Avoid one spooky spending habit.
Examples:

  • No vending machines for a week

  • Skip one impulse snack or app purchase

  • DIY something instead of buying it

Write it down. Stick to it. You got this. 💪

🧡 Bonus: Show Us Your Halloween Money Moves!

Tag [@TruEnergyFCU] on Instagram and show us:

  • Your DIY costume

  • Your budget candy haul

  • Your best no-spend tip

You might just get featured on our page! 👀

Remember: being money smart is always in style.
Have fun, stay safe, and save like a legend this spooky season. 🧡🎃👻