Author Archives: Amber Mooney

Subscription Scams

Subscription Scams: How Hidden Charges Are Draining Bank Accounts In 2026, subscription scams are on the rise, preying on unsuspecting individuals with hidden fees and unauthorized charges. Common tactics include: Free Trial Traps: Scammers advertise “free trials” for products or services, but fine print enrolls you in expensive recurring payments. Fake Subscription Cancellations: Victims receive […]

AI-Driven Scams: Protecting Yourself

As artificial intelligence becomes more sophisticated, scammers are leveraging it to create more convincing and dangerous scams. Here’s what to watch for in 2025: Deepfake Scams: Fraudsters are using AI to mimic voices and faces of loved ones or trusted authorities, convincing victims to transfer money or share sensitive information. AI-Powered Phishing: Personalized phishing emails […]

Elder Abuse Is Real, Let’s Talk About It.

Recognizing Elder Abuse: How We Can All Help Protect Our Seniors June 15 is World Elder Abuse Awareness Day, a time to shine a light on an often overlooked but deeply important issue: the mistreatment and exploitation of older adults. Elder abuse can take many forms — physical, emotional, neglect, and financial. Financial abuse, in […]

Your 2026 Credit Score Playbook

Your 2026 Credit Score Playbook: The Biggest Changes (and What They Mean for You) If you have been hearing that credit scores are changing, you are not imagining it. 2026 is shaping up to be a transition year for how lenders evaluate borrowers, especially for mortgages. Fortunately, most of the habits that help your credit […]

Plan Your 2026 Finances with Ease

Do This, Not That: Plan Your 2026 Finances with Ease According to a recent WalletHub survey, nearly 3 in 4 people say their financial situation impacts their mental well-being, and 69% of Americans feel insecure about their finances. It is no wonder so many of us are tired of traditional “new year, new budget” advice. Financial wellness does not have to mean strict spreadsheets. It is about taking small, actionable steps to feel more in control. Do This: […]