Category Archives: Latest News

Your 2026 Credit Score Playbook

Your 2026 Credit Score Playbook: The Biggest Changes (and What They Mean for You) If you have been hearing that credit scores are changing, you are not imagining it. 2026 is shaping up to be a transition year for how lenders evaluate borrowers, especially for mortgages. Fortunately, most of the habits that help your credit […]

Drive Into Savings: Car Buying Made Easy with TrueCar

Shopping for your next car doesn’t have to be stressful! With TrueCar, we’re making car buying easier, more transparent, and more affordable for our members. Here’s how it works: Shop With Confidence: TrueCar lets you compare prices and see what others paid for the same vehicle. This ensures you’re getting a fair deal. Exclusive Member […]

How Long Does it Take to Rebuild Credit?

It can be disheartening to see your credit score drop after a financial setback. Whether you missed mortgage payments, made the hard choice to file for bankruptcy or faced something else entirely, these kinds of disruptions can result in a hit to your credit. But with a plan, adhering to healthy financial habits and a […]

A Message from President and CEO Scott Benson

Safety and Soundness The media has been filled with news about recent bank failures and events that have caused uncertainty in the financial services markets. I want to take this time to reinforce the safety and stability of TruEnergy Federal Credit Union and our ability to preserve and protect your funds and remind you about what […]

QR Code Scams

QR Code Fraud While quick response codes, more commonly known as QR codes, have existed since 1994, they have recently grown in popularity during the pandemic as many restaurants replaced their paper menus with these scannable codes. QR codes have also grown in popularity with scammers as a tool for committing fraud. Most QR codes […]

5 Ways to Pay a Large Medical Bill

  Negotiate for a lower bill. Ask your health care provider to lower or waive some fees. You can find the going rate of coverage on sites like myHealthcare Cost Estimator to give you a starting point for your negotiations. According to federal law, all expenses for COVID-19 testing, copayments, and deductibles, should be covered […]

Oppose New IRS Reporting Provisions

Credit Union National Association (CUNA) and Virginia Credit Union League (VACUL) strongly encourage credit union advocates and members to send messages to lawmakers opposing new Internal Revenue Service (IRS) reporting provisions. You may have heard about the recently proposed American Families Plan that will require credit unions and banks to report transactions of accounts holding more […]